Gift Giving Savings

              

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Money Saving Minute #042 - Gift Giving Savings

Kip Warzon     NMLS 289451

Last minute gift buying can be costly and maybe even embarrassing.  Planning ahead will save you from both.  Some people plan out the perfect gift but wait until the last minute to buy so they end up paying full price.  Others of us don’t plan and end up buying the first thing that we see…which may be okay or may be something that will never be used.  Instead, try using Microsoft Outlook, Google Calendar or Facebook Calendars to help remind you of special events.  This will help you save money, time and help you give the perfect gift.

Restaurant Savings

              

URLs FROM VIDEO

http://www.foodnetwork.com/recipes/photos/copy-that-secret-restaurant-recipes.html

http://www.food.com/copycat-recipes/home/package

http://www.copykat.com

http://www.valpak.com

http://www.moneymailer.com

http://www.survivingthestores.com

http://www.retailmenot.com/coupons/restaurants

http://www.mommysavesbig.com

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Money Saving Minute #041
Restaurant Savings

Kip Warzon     NMLS 289451

Restaurants are a great treat but as we all know a meal out can be quite costly.  Instead, why not try making some of your restaurant favorites at home?  Copy cat dot com, Food network’s Copy That section and Food dot com all offer mockups of national restaurant specialties.  Recipes such as Red Lobster inspired Cheddar Biscuits, Panera Bread inspired Broccoli-Cheddar Soup and TGI Friday’s inspired Pretzel Sticks and Beer Cheese Dip are just a few of the ideas waiting for you.

If you are planning a night out, check to see if you can find an offer or coupon for your destination restaurant.  Sights such as Valpak, money mailer, surving the stores, retail me not and mommy saves big are great places to check before your night out.

Garden Savings

              

URLs FROM VIDEO

http://home.howstuffworks.com

http://tiny.cc/TeamWarzon

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Money Saving Minute #040
Garden Savings

Kip Warzon     NMLS 289451

Keeping a flower or vegetable garden can put a lot of demands on your time and your wallet. However, there are some things you can do to lighten the budget and free up your gardening schedule. Here are some money-saving gardening tips:

Slugs are harmful to your plants but can be easily dismayed by beer.  That’s right, slugs love beer.  Bury an empty jar or plastic tub in the garden soil. The top rim should be level with the soil surface. Fill the container with beer and leave it overnight.  The slugs will crawl in and no more slug. Empty the tub every day or two then rebury and refill with beer.  Repeat until the tub makes it through several nights without a guest.

If you go through a lot of labels save some money by creating your own by cutting plastic milk jugs or yogurt cups into strips.  Saves money and when they are no longer usable they are recyclable.

Removing an unsightly old tree stump from your yard can be expensive. An alternative is to make it into a planter. In nature, old stumps slowly begin to decay and provide fertile places for ferns and other interesting small plants to grow.

For more great home gardening tips visit http://home.howstuffworks.com.  And for great tips and tools save on your Mortgage, credit cards and more visit us online at http://tiny.cc/TeamWarzon