Kip's Money Saving Minute #003

Make a

List Before

You Go Shopping

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A few minutes of planning could save you a bundle as well as save you the time and fuel of multiple trips to the store. Your shopping list should start with a plan. I know it’s not east to know on Wednesday what you are going to want for dinner on Saturday but there are ways around this. Instead of planning what day you are going to have something, just plan the meals. Then you can decide during the week which day you will have each meal. Next, make out your list. Finally, take a few minutes to look for coupons and sales. Once you get to the store make sure that you stick to your list. Don’t be swayed by in store sales to buy more. Instead, substitute a planned meal for something that you found on sale. Your time and preparation will pay off if you stick to your plan.

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For information about financing the home of your dreams, refinancing your current home, 203k home restoration loans or loan options such as no PMI conventional loans, FHA and VA loans or first time home buyer education please contact Kip Warzon, Inlanta Mortgage Home Loan Specialist at 262-439-4241 or email KipWarzon@inlanta.com

I hope you enjoyed and will visit again soon.

Money Saving Minute #002

The 30 Day Rule

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Some things we need to buy and other things we want to buy.  First decide which are needs and which are wants.  Second, be careful not to over justify wants as needs.  Ask yourself if you can live without the purchase for thirty days or if it's absolutely nessessary that you have it right now.  Take the wants and put them on a thirty day list.  Consider this kind of a cooling off period.  Quite often you will find that the urge to buy has passed once you reach the thirty day mark and you will have saved yourself some money.  This will also give you time to consider how to pay for your purchase.  Often times when we want something and we want it now we slap down the plastic and figure out how to pay for it later.

Money Saving Minute #001 - Turn off the TV