My name is Kip and I have spent my career helping people save money on their mortgages. Over the years I have talked with many people about how to save money both with their mortgage and in their everyday lives. Now I am bringing my years of knowledge to you. Each week I will bring you a new money saving tip to help you keep more of your hard earned dollars in your pocket. Tune in weekly and if you or anyone you know needs help financing or refinancing your Wisconsin home please contact me.
Money Saving Minute #025: The Slow Cooked Truth. The average American eats out five times a week. After a long day it's just too easy to stop and pick up dinner vs standing in the kitchen for an hour cooking for the family. But there is an alternative. Check out this weeks video and see how you could save your family money (and calories) but not spend all that time in the kitchen at the end of the day. By the way, I read a report this week that said that home prices have bottomed out. If you know anyone that is thinking about buying but is waiting for the "right time", have them call me. I would be more than happy to share this information with them. And remember, home buying starts with the loan. Call me today to get preapproved.
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Money Saving Minute #025 - The Slow Cooked Truth
If you have been waiting for home prices to bottom out before you pull the trigger, now is the time to act. The B H V I Home Affordability Index is reporting that home prices have bottomed out and are beginning to rise. Buying a home starts with the loan. Call today to get preapproved.
Raise your hand if you are the person that comes home after a long day and enjoys spending the next sixty plus minutes cooking dinner.
That must be why average American eats out five plus times each week. For a family of four this can really add up both the cash and the calories.
A money and calorie saving alternative is to dust off the slow cooker and start searching the net for recipes. With a quick search I found recipes for lasagna, ribs, sweet and sour pork, white chicken chili and a whole lot more. Most of these have prep times of only five to fifteen minutes and cost per serving as little as a couple of dollars.
If your slow cooker is not equipped with a timer consider using a programmable light timer. This will ensure that your dinner is ready when you walk in the door but not over cooked.
This has been Money Saving Minute number zero two five, it’s your money and watching the Money Saving Minute each week will help you keep more of it. Subscribe to the right, share below and as always your comments are welcomed.
Stay tuned after the credits for a quick LOL.This week’s Money Saving Minute tip is going to sound a little obvious, but how many of us are guilty of leaving things like phone chargers and laptops cords plugged in when they are not being used?The money you save may only be pennies but those pennies look better in your pocket than they do in the power company’s pocket.
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Money Saving Minute number zero two four - Unplug Your Electronics
Stay tuned after the credits for a quick LOL
This week’s Money Saving Minute tip is going to sound a little obvious, but how many of us are guilty of leaving things like phone chargers and laptops cords plugged in when they are not being used? Computers, cell phone chargers, and other electronics often continue to draw power, and radiate heat, even when turned off. To simplify, plug items into a power strip that you can use as a master switch. The money you save may only be pennies but those pennies look better in your pocket than they do in the power company’s pocket.
This has been Money Saving Minute #024. It’s your money and watching the Money Saving Minute each week will help you keep more of it. Subscribe to the right, share with friends below and as always your comments are welcomed.
Do you know how to get the very best deals when shopping online? Check out this week's video and learn more. Note: one thing that we forgot to mention in this video is when you are shopping online make sure that you take into account the cost of shipping. If one site is offering a cheaper price than another for the product check the shipping cost on both to make sure that it's really the best deal. And for the best deal on your mortgage give me a call.
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Money Saving Minute #021 - 10 Habits to Get the Best Online Price
According to Money Talks News and Yahoo! Finance when you’re shopping online, prices on everything from toilet paper to TVs could fluctuate several times a day. Dynamic pricing, a strategy that the travel industry has been using for years, is now being used online for many consumer goods. While dynamic pricing makes online shopping more complicated, there’s a silver lining: By following a few simple steps, it’s easy to find the best prices.
1. Use price-tracking apps
An iApp, such Price Tracker, can help you stay on top of Amazon dot com price changes. The Decide app, also for Apple products, helps to determine whether now is the right time to buy a particular product. For Andriod Smart Phones, try The Price Tracker Platinum app. This app provides price tracking for Amazon.com, Walmart, Target, and eBay.
2. Use price-tracking sites
Check out CamelCamelCamel.com to receive Amazon DOT com price drop alerts, price history charts, and price watches. Also follow CamelCamelCamel on Twitter to stay informed of additional sales and promotions. Decide DOT com is another useful site that tracks products and determine whether now is the right time to buy.
3. Comparison shop
It’s easy to compare prices by visiting multiple sites. But to save time, there are a variety of price-comparing sites to help find the lowest prices in one place. Consider PriceGrabber.com, Pricewatch.com, and Shopping.com.
4. Watch for price reductions after you buy
If you purchase an item online and very soon after find the retailer offering it for a lower price, take a screenshot and email it to the retailer. While there are no guarantees, you may be able to get a refund for the difference. This is also something to try if you find the same product on another retailer's site for less. If you email the retailer that you purchased the item from and tell them that you are considering returning the purchase and buying it from the competitor at the lower price they might refunding the difference...especially if the retailer is paying for return shipping. http://www.techsmith.com/jing.html
5. Clear your cookies before shopping
Sometimes retailers attract NEW shoppers by offering lower prices. Trick a retailer into thinking you’re a new shopper by clearing your cookies before your next visit. Websites use cookies to track your visits, spending habits, and past purchases. Sites can offer you higher or lower prices based on this information.
6. Abandoned The Shopping Cart
If you fill up your shopping cart on a retailer’s site but don’t buy anything, you may receive a reminder, discount, or other incentive as a follow-up. Here’s how it works: Shop the site and add anything you want to your cart. Proceed to check out and fill out enough of the form to enter in your email address. But don’t complete the sale. Wait a day or two and see if you get a special deal or discount in your email inbox.
7. Look for career discounts
Some pages, such as Dell, offer different pricing for certain professionals such as teachers and government employees. When shopping on a website look for any discounts that may apply specifically to you.
8. Check all of your options
On Amazon dot com, scroll down to see similar products at cheaper prices; the featured or sponsored products at the top may cost more. This applies to other sites as well. Some sites list search results by price from high to low or most popular. Be sure to adjust the way the results are presented and view all available options.
9. Search for promotional codes
In addition to finding the lowest available price online, there may also be additional coupon codes available. Go to your favorite search engine and type the product name and the words “coupon code” and see what comes up. Also, check out RetailMeNot.com, CouponCodes.com and Coupons.com for coupon codes, printable coupons, grocery coupons, and free shipping offers. For more information see Money Saving Minute #014.
10. Look for shipping discounts
Never pay full price on shipping unless you absolutely have to. You might come across free or discounted shipping offers during your search for coupon codes. Also check out FreeShipping.org for additional deals.
This has been Money Saving Minute number 021. It's your money and watching the Money Saving Minute each week will help you keep more of it. Subscribe to the right, share with your Facebook and G plus friends below and as always your comments are welcomed.
What do you do with those beautiful holiday cards that you receive each year? Here is a creative idea to reuse them and save yourself a couple of dollars. Speaking of saving money, if you are looking for information on how to buy a home don't pay for it. Call me - I have all of the information you need and it's all free. Enjoy the video and please feel free to comment below.
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Money Saving Minute # 020 – Gift Tags
I love receiving cards in the mail but until last December I never knew what to do with them come January one. Last December, however, I received a gift and the tag was a card stock and obviously hand cut. I asked the person that gave me the gift about the tag and she told me that she saves her holiday cards from the previous year and makes them into gift tags the following year. Now I’m not much of an arts and crafts person but this idea stuck with me. It’s more personal than a sticker, I don’t feel guilty putting those beautiful cards in the recycling bin, it doesn't take a lot of skill and it’s free…
This has been Money Saving Minute number # 020. It’s your money and watching The Money Saving Minute each week will help you keep more of it. Subscribe to the right, share with your friends below and as always your comments are welcomed.
Money Saving Minute #025: The Slow Cooked Truth. The average American eats out five times a week. After a long day it's just too easy to stop and pick up dinner vs standing in the kitchen for an hour cooking for the family. But there is an alternative. Check out this weeks video and see how you could save your family money (and calories) but not spend all that time in the kitchen at the end of the day. By the way, I read a report this week that said that home prices have bottomed out. If you know anyone that is thinking about buying but is waiting for the "right time", have them call me. I would be more than happy to share this information with them. And remember, home buying starts with the loan. Call me today to get preapproved.
